Studi Komperatif Prinsip Asuransi Jiwa Takaful dan Asuransi Jiwa Konvensional

Ilyas Ilyas

Abstract


Everyone is aware that the life is full of uncertainty, except the death. The uncertainty causes a risk that is a loss for a person. The risks are sick, accident, death, etc. all will cause suffering and it is circumvented by transferring the risk to insurance hence it is easier for the person. Therefore, there is an agreement between the person worrying the risk and the company taking the responsibility. Nowadays, apart from conventional insurance, there is also Islamic insurance. Islamic insurance, including Takaful Life Insurance, avoids three things banned in Islamic rule namely; uncertainty, gambling, and interests as found in life insurance recently. This research aims to explain a comparative study of life insurance of Takaful and conventional.

 

A Comparative Study on the Life Insurance of Takaful and Conventional

Keywords


principle insurance; life insurance; takaful

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References


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Ali Hasan, A.M., 1992, Asuransi dalam Perspektif Hukum Islam, Kencana, Jakarta.

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Gemala Dewi, 2000, Aspek-aspek Hukum dalam Perbankan dan Perasuransian Syari’ah di Indonesia, Kencana, Jakarta.

Muhammad Syakir Sula, 2004, Asuransi Syari’ah (Life and General): Konsep dan Sistem Operasional, Gema Insani Press, Jakarta.

Warkum Sumitro, 1997, Asas-Asas Perbankan Islam dan Lembaga-lembaga Terkait, (BMUI dan Takaful) di Indonesia, Raja Grafindo Persada, Jakarta.


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KANUN : Jurnal Ilmu Hukum

 

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